When creating a panel, cards, or albums for clients, I usually design them in a software program to fit the customers needs. I can customize them just about anyway you like, and I love the ideas that many of you come up with. There are so many options out there that I just wanted to share some ideas... Again these are just a few of the many possibilities- enjoy.
http://209.66.101.242/EZ-Templates/holidaycards.php